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If you don’t know what a payday loan is, be grateful. A payday loan is essentially an advance on your paycheck; the loan is provided by a third-party. Some people might think that these loans are sent from heaven above, but are they really a good thing? Payday loan companies are the legal, modern day [...]

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Living within your means has always been a wise strategy and becomes even more important during uncertain economic times. Here are some of the major advantages of spending less than you earn and relatively painless strategies for sticking with this positive habit. Advantages of Living Within Your Means 1. Reduce stress. You’ll feel calmer when [...]

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Bonds – A Highly Versatile Investment

Investment

Bonds can be used for a variety of reasons. While people tend to view bonds as boring investments their grandfathers make, they can be a very useful investment vehicle. They can be used for saving money, generating income, managing risk, or tax planning. They’re much more versatile than many investors give them credit for. Take [...]

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What Every New Investor Should Know about Mutual Funds

Investment

If you are new to investing, then you should definitely consider looking into your mutual fund options. Mutual funds are a great investment for both newbie and experienced investors, alike. Want to know why? Here are some things that every new investor should know about mutual funds: What are mutual funds, and how do they [...]

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Debt Consolidation Pros And Cons

Loan

A debt consolidation loan can be great, if you avoid the disadvantages. You can pay off many debts at once, leaving you with just the one loan payment each month. If you use a home equity loan to consolidate those debts, your interest rate will also be lower. Depending on the length of the loan, [...]

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How Blogging Impact Your Job Search

Other Personal Finance Articles

A good blog can help you show off your skills, network effectively and get the job offers you want. Whether you already have a blog or are looking to start one, we’ve compiled some tips for incorporating your blog into your job search. Benefits of Using a Blog in Your Job Search 1. Meet more [...]

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7 Frugal Family Fun Nights And Days

Money Saving Tips

Entertaining the family doesn’t have to cost an arm and a leg. You can save those to buy gasoline. There are numerous ways for the family to have fun, be together and spend little if any money. Be resourceful, creative, keep an open mind and a fun heart. After all, nothing’s better than laughing with [...]

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MONEY MATTERS – Trouble With Credit Card Debt

Loan

Q: My husband, Todd, and I have gotten into some trouble with credit card debt. We owe over $6,000 on one credit card and about $18,000 on another card. We were barely able to keep paying the minimum monthly payments, and then Todd’s company closed down 2 months ago. Since then, we paid the monthly [...]

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Staying Within Your $5000 Vacation Budget

Shopping Tips

Vacation spending has a way of getting out of control quickly. Setting up a budget and sticking to it is probably the best way to ensure that your vacation spending doesn’t haunt you for the months that follow your trip. There are several components to your vacation budget you should always take into account, such [...]

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More Bang For Your Buck – Stretch Your Vacation Dollars

Money Saving Tips

What if you could stretch your $5,000 budget into a $10,000 vacation? Imagine how much more you could do and enjoy: a nicer hotel, better food, or maybe you would change your plans all together. It can be done. With some research and planning, taking a nicer vacation than you think you can afford is [...]

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